Inventory Spikes in 58 U.S. Markets: A Window of Opportunity for DSCR Investors

58 U.S. metro areas have returned to or exceeded pre-pandemic housing supply.

Market Shift Alert: More Listings, More Leverage

According to ResiClub’s analysis of Realtor.com data, 58 U.S. metro areas have officially returned to—or surpassed—their 2019 inventory levels. For real estate investors using DSCR loans, this is exactly the kind of shift you want to see. Inventory spikes in 58 US markets are creating rare windows of opportunity for investors to negotiate stronger deals and run real cash flow numbers. When inventory increases, buyer competition eases—and that opens the door for smarter negotiations, more value-add deals, and better-performing properties.

Why This Matters for DSCR Investors

Here’s how more inventory can work in your favor:

✅Negotiating Power Returns – You’re not battling 10 offers on one listing. Sellers are more open to concessions and better terms.

✅More Inventory = More Options – You can be more selective and run real numbers instead of chasing “hot” properties.

✅Less FOMO, More Due Diligence – With less pressure, you can analyze the deal’s true DSCR and long-term cash flow.

Where the Shift Is Happening

Resiclub's analysis reports that major markets like Austin, Raleigh, Phoenix, Dallas, Tampa, Orlando, and parts of the Northeast are all experiencing inventory rebounds.

Example: In 2019, Phoenix had 19,046 active listings. Today? Over 21,000—giving investors room to breathe and negotiate. Similar trends are popping up in Florida metros, where DSCR loans continue to perform well.

What’s Next for Investors?

If you’ve been sitting on the sidelines, waiting for conditions to cool—this might be the moment. Increased supply and reduced buyer urgency mean:

✅ Easier property acquisition

✅ Room for creative offers (like seller credits or repairs)

✅ Time to run full DSCR analyses without the fear of losing the deal

Ready to Run the Numbers?

At DSCR Investor Loanz, we help you find the best DSCR loan from over 100+ vetted lenders. Whether you're eyeing short-term rentals, multifamily properties, or fix-and-holds, we’ll help you structure your loan for max cash flow and fast approval.

📍 Bonus: Ask us for a free property analysis before you submit your offer.

👉 Apply Now or Book a Call