To qualify for a DSCR loan, a minimum credit score of 640 is typically needed. However, requirements can vary by lender, so it’s best to check specific criteria. The quickest way to see where you stand is to complete our simple 5-step application, which takes about 15 minutes.
DSCR loan programs vary widely in leverage, structure, and how easily you can finance more than one property. Here's what to look for, from LTV to loan terms to portfolio growth.